The Ghana Gold Board (GoldBod) is pushing to make gold ownership accessible to ordinary Ghanaians through digital tokenisation, with entry-level investments projected to start from as little as GH¢15, the agency’s Director of Finance announced Tuesday.
Dr. George Baah-Danquah made the disclosure at the Money Summit 2026 in Accra, organised by Business and Financial Times (B&FT), arguing that fractional gold ownership through digital tokens would broaden investment opportunities, deepen domestic capital formation and support long-term economic stability.
The proposal would allow individuals to buy small digital units backed by physical gold, lowering a barrier that has historically kept the commodity beyond the reach of most Ghanaians. GoldBod has been admitted into the Securities and Exchange Commission’s (SEC) regulatory sandbox under the Virtual Asset Service Providers Act, 2025, giving the agency a supervised framework within which to test and refine tokenised gold products before wider rollout.
The announcement comes on the back of a sharp rise in Ghana’s gold exports, which climbed from about 63.8 tonnes in 2024 to nearly 104 tonnes in 2025, with the artisanal and small-scale mining (ASM) sector accounting for close to half of total shipments. GoldBod, established under the Ghana Gold Board Act, 2025 (Act 1140), has driven that growth largely through a formalisation push in the ASM sector aimed at improving traceability and boosting foreign exchange earnings.
Despite the export surge, Dr. Baah-Danquah said Ghana continues to forgo substantial value by exporting unrefined gold. He reiterated government’s target of achieving full local refining capacity by 2030, a move intended to increase value addition, create jobs and raise the country’s earnings from the sector.
Beyond tokenisation, GoldBod is also advocating gold-backed securities and other asset-backed financial products, which it argues could lower borrowing costs, reduce credit risk and expand access to finance across the economy. Dr. Baah-Danquah called on regulators, financial institutions and industry players to collaborate in building the ecosystem, urging Ghanaians to participate early to anchor investor confidence.
