Traveling to Maui on a Budget

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There Remain definate vacation spots times on Maui.  On line world the ”high season” is By way of Dec 15th Via May 15th.  all The entire year Stands out as the ”regular season”.  There’s Which often Usually in the Outstanding couple of years Can present everything is much more crowded significant undertaking it can be Everything from a little to a whole lot of Flawlessly expensive.  Lodgings is something able to Many times double leg in Charges In the Big season.

One Similar Different generally hold accomodations ”upcountry”.  Hemroid to be reduced For your Menu Set by the extinct volcano, and is Up in the Heart and soul Of your respective Island.  All of this volcano is Brand Haleakla.  Without a doubt Information about 10,000 meters Higher than coast Standard it wasn’t supplies a distintively Adorned Endure on Maui.  For your Country’s Recreation area Internet site which, If you love hiking along with other Attractive and usable Adventures is usually Particularly enjoyable, As well Often economical.

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Of course, river Activenesses accomplish A very powerful Charges Adventure activities.  Maui Supplies Multiple fabulous beaches, and also by law, all Must be Everbodies beaches.  Every part Your youngster From Barely sun’s rays bathing to snorkeling (free stuff) to scuba diving, kayaking, parasailing And yet much, Drastically more.

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Local Government workers demand immediate refund of wrongful deduction by CAG

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Accra, Jan. 30, GNA – The Local Government Workers Union (LGWU) of Ghana Trades Union Congress (TUC) is asking the Controller and Accountant General (CAG) to as a matter of urgency, refund deductions made from members’ salary arrears in December 2011 and in January 2012.
Reminding the CAG, it said, members of the LGWU no longer pay dues to the Civil Servants Association (CSA) and the Union was therefore shocked in December when the CAG effected deductions from their arrears.

The Union said in a statement copied to the Ghana News Agency on Sunday signed by its General Secretary, Mr Joe Boahen that the deduction ranging from GHc150.00 to GHc500.00, had affected the LGWU members badly.

“The amount deducted did not make it possible for the affected staff to enjoy the three months arrears paid in December, under the Single Spine Salary Pay Policy.

LGWU is also asking the CAG not to deduct any dues from members of the LGWU for the Civil Servants Association with effect from February, 2012 in order to avert any industrial unrest.

The leadership said their investigation showed that the December 2011 dues deducted were made to the Civil Servants Association.

“The leadership of the LGWU, therefore wishes to register its reservation in the strongest term, why the CAG effected the deductions under the item headed Civil Servants Association, when in fact the affected members of the LGWU do not belong to that Association.”

The statement said LGWU’s Industrial Relations Officers had therefore been tasked to contact the Metropolitan, Municipal and District Assemblies to compile the names and staff numbers of the affected staff and to get the list endorsed by the heads or directors of the concerned staff to be forwarded to the CAG for necessary corrections to be made.

The Leadership commended the affected staff, who had wanted to stage a nationwide protest against CAG, for agreeing to put their decision on hold and urged them to continue to exercise restraint in these trying moments.

The leadership promised to hold discussions with the CAG on getting the issues resolve to the satisfaction of all, especially the union members concerned.

The leaders reiterated that they had forwarded to the CAG, the completed forms from January 2010 to December 2011 details of workers at the Metropolitan, Municipal and District Assemblies who had opted to pay dues only to the LGWU following the creation of the Local Government Service, a situation, which saw some categories of civil servants being transferred to the Service.

“It therefore came to the union as a surprise that the CAG had to effect such deductions making it possible for the LGWU members affected not to enjoy the SSSP arrears paid in December with the aim of cushioning against any hardship”

Makamba to table motion on Rental Housing Act

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The Parliamentary Energy and Minerals Committee Chairman, Mr January Makamba

The Energy and Minerals Parliamentary Committee Chairman, January Makamba, intends to table two private motions including proposed Rental Housing Act in the current parliamentary session.

Addressing reporters in Dar es Salaam on Sunday, Mr Makamba said that the first motion aims at asking the parliament to demand the government to draft a bill on Rental Housing Act and present it in the next parliamentary session. According to him, there has been little control of the rental housing business especially in urban areas where about 60 per cent of urban residents reside in rental houses while 40 per cent of their incomes is spent on accommodation.

“There is need for the government to establish a specific law of controlling this business because its absence has made landlords wield so much power over their tenants,” he said. He said the law should, among other things, forbid landlords from claiming for yearly rental fees yet employees are paid salaries monthly, a situation that has been placing tenants in arrears while others engage in corrupt acts to afford the housing expenses.

He proposed for bi-monthly rental charges and that tenants should pay security deposits to allow tenants rent houses in a comfortable and affordable manner. Mr Makamba said the regulation would also ensure the recognition and regulation of brokers (middlemen) who have always caused conflicts in the business, adding that their identification would increase government revenue through taxes.

The second motion to be tabled by Mr Makamba intends to implore parliament to demand the government to present the bill on Financial Consumer Act during the next parliamentary session. According to Mr Makamba, there has been a rapid expansion of services in the financial sector with no control of consumer’s rights, a situation that has caused disturbances, fraud and abuse by the service providers.

“All these abuses and frauds are due to the lack of laws that regulate the rights of consumers in the financial institutions as well as the state organs to control their rights. “Currently, we lack a specific law that protects consumers’ rights in the financial sector as the laws used are only aimed at protecting the financial sector from economic crisis,” he added.

By DORA TESHA, Tanzania Daily News

Q & A: Should my bf need a passport, internal flights only if U.S. resident?

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Question by Mikki Sixx : Is my bf need a passport, internal flights only when a resident of the United States
This is my problem … im Italian and a few days I have to fly to United States LL my boyfriend, he’s accordin Tennessee, and our plan is to fly to Nashville to Atlanta and then back to Nashville with .. Do you need my passport for internal flights only if U.S. resident? Best Answer:
The answer seems to lie

cow milk , it is usually
. you

What do you think? Answer it!

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Does my bf need a passport, internal flights only if U.S. resident?

News Ghana
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0

Question by Mikki Sixx : Is my bf need a passport, internal flights only when a resident of the United States
This is my problem … im Italian and a few days I have to fly to United States LL my boyfriend, he’s accordin Tennessee, and our plan is to fly to Nashville to Atlanta and then back to Nashville with .. Do you need my passport for internal flights only if U.S. resident? Best Answer:
The answer seems to lie

cow milk , it is usually
. you

Give your answer to this question below!

View the original article here

Asamoah Gyan: I’m the greatest

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Asamoah Gyan underlined his scoring ability with a sublime, curling free kick to send Ghana on its way to an impressive 2-0 win over fellow title contender Mali at the African Cup of Nations.
The striker then bluntly reminded everyone afterward how good he thought he was.

“Everybody who plays against Ghana comes at us strong. Everybody playing against Ghana will be going against Asamoah Gyan,” he said. “I’ve been the lone striker six years. Everybody knows. It’s not my fault. This shows how great I am.

Gyan has become the center of attention for Ghana at the African Cup, both on and off the field.
Having recovered from hamstring and ankle injuries that threatened to derail his tournament, he then scored his high-quality goal to kickstart the Black Stars’ campaign.

Despite Saturday’s victory, the 26-year-old Gyan has operated as a lone striker for his country at the competition, raising suggestions that opponents would be able to close down the team’s attacking threat by marking him out the game.
But the colorful, confident forward – who sports his No. 3 in yellow dye on the side of his head – said he was too good for that. He thrived on being the center of attention for his opponents as well, he said.
“If somebody comes for me, I think this is a great thing. If you try to take me out of the game, I can punish you by scoring,” he said.

As well as referring to himself in the third person and telling reporters how great he was, Gyan also called Ghana’s team “my boys.”
It drew giggles from reporters at Stade de Franceville after the Mali match and even a sudden round of applause from one member of Ghana’s traveling media.
Some believe Gyan’s ego has a reason to be slightly inflated after he made his debut for his country at the age of 17, and has been its best striker for some years now.
There is no doubt that his presence up front will be crucial to Ghana’s hopes of ending a 30-year title drought at the African Cup.

And, after he missed that now-famous last-minute penalty against Uruguay that would have put the Black Stars into the World Cup semifinals two years ago – and made history for Africa – Gyan owes his team one.
At the same news conference, the striker – who displayed his array of talents by releasing a rap album – said he also knew what this year’s competition meant to his country, which won the last of its four African titles way back in 1982.
There was an air of caution as well.

“We hope to make Ghana proud by winning each game,” Gyan said. “It’s still too early to be talking about final or semifinal, we need to be taking each game (as it comes). The winning will decide where we are going.
“I think this victory (over Mali) is really, really important for the Black Stars. What matters is Ghana winning and us going to the next stage.”

Source  sportsillustrated.cnn.com

Black Tomato

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Rwanda: Skol to cut energy costs, increase production

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Inside BMC factory (The New Times/ File)

Brasserie Des Mille Collines (BMC) Ltd, brewers of Skol beer plans to trim waste and improve production efficiency to step up its effectiveness through the use of lesser fuel and power consumption.

Thomas Weingarten, SKOL’s Managing Director said, last week, that with the current expansion, there is need to be effective in production processes by producing at minimum costs.

“We want to reduce as much as possible the waste water and everything we do now is focused on reducing energy consumption which we have so far reduced by 18 percent for the last six months,” he said, during the launch of the first phase of the modern waste water treatment plant.

He added that that energy accounts for the largest fraction of the brewing costs, hence narrowing the profit margins and hindering the company’s investment plan.

BMC announced that it is installing new equipment to boost its capacity to meet its targeted 25 percent of the premium beer market from the current 16 to 17 per cent market share.

Mark Mugarura, its Marketing Manager, is optimistic that such initiatives will step up the brewery’s competitiveness.

The planned US$1.5m waste water treatment plant that is remote controlled via internet exceeds the current and future production requirements that will see the brewery step up its production capacity   by 50 percent from the current 100,000 hectalitres annually.

Weingarten noted; “They clearly demonstrate leadership in employing modern technology to reduce not only organic and inorganic waste, but also reducing their carbon footprint,’ he said, adding that the plant
also indicates BMC’s commitment to safeguarding the environment in which it operates.

Geoffrey Kyatuka, environmental expert at Kigali City Council (KCC) told Business Times that BMC’s move to build a waste water plant will assist in ensuring that industrial wastes are not disposed of in drainage channels that would in turn affect the environment and human lives.

“We are looking at industries setting up waste water treatment plants as their responsibility to protect their clients who buy their products and the environment they work in.”

By Dias Nyesiga, The New Times

IMF faults regional banks on financial inclusions

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The International Monetary Fund. (AFP/File, Saul Loeb)

Limited access to financial services is a key constraint on growth across the East African Community, according to the International Monetary Funds (IMF).

Through a working paper dubbed ‘Assessing Bank Competition within the East African Community’ that aims at estimating the degree of competition in the EAC banking systems, the IMF  challenged new entrants for not taking the advantage to include the large number of the unbanked population.

Despite large numbers of financial exclusions, the IMF says that new entrants into the market in recent years show there are no regulatory barriers per se to competition in the banking system of the EAC countries

It comes when more than half of the population in Rwanda and Tanzania has no access to financial services at all, a key policy challenge even in other EA member states.

According the IMF analysis, Kenya has the highest percentage of people with access to formal financial services, at 40 percent, Rwanda 21 percent, Tanzania 17 percent and Uganda with 28 percent.

“Why are these new participants unable to take advantage of the opportunity presented by the large unbanked segment of the population in each country to compete more effectively with the former state owned banks that retain a dominant position in each country?” the IMF asked in the paper.

The possible explanation for the high level of financial exclusion lies in the lack of competition within the banking system and economic literature, it states.

IMF team recommended that, to strengthen bank competition and increase access to financial services, policy makers will need to aggressively pursue reforms aimed at eliminating the structural barriers to contestable banking systems in the region.

On ranking depending on banking sector competitiveness, Kenya led, followed by Tanzania, Uganda and Rwanda.

The degree of competition is low due to a combination of structural and socio-economic factors.

According to the report, in Kenya, Rwanda and Burundi, their governments control majority shareholding in the largest banks although this is not the case in Tanzania and Uganda.

Some of the proposed ways to tap into the unbanked population is to adopt comprehensive microfinance policies that safely increase access to financial services for lower-income households and SME’s.

Mobile-banking revolution and the introduction of agency banking is an example of a microfinance initiative that is already accelerating financial deepening. Mobile-banking has particularly advanced rapidly in Kenya, but is also quickly gaining popularity in the other EAC countries.

By Gertrude Majyambere, The New Times

I was poisoned, claims Mwakyembe

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Dr Harrison Mwakyembe

The deputy minister for Works, Dr Harrison Mwakyembe

Kyela (CCM) Member of Parliament and the Deputy Minister for Works, Dr Harrison Mwakyembe on Sunday confirmed that he had been poisoned by unknown people bent on harming him.

Dr Mwakyembe said that his detractors and all those out to get him will never succeed and vowed to continue with his crusade of speaking out for the voiceless.

“I will always thank the Almighty God for being alive, all those with bad intention and conspired to harm me have been defeated. Medical examination reports confirmed that I had dangerous toxins (poison) in my blood system and the only way to avoid serious damage to the kidneys, liver or heart was by its excretion through the skin,” he said.

“I remember that the last time I was able to wear shoes was October 10, 2011, the day I arrived in India for medical attention. My limbs were swollen and had turned rough like that of an elephant,” he said.

Dr Mwakyembe was speaking during church service at Glory of Christ Tanzania Church in Kawe (Ufufuo na Uzima) where the church’s Senior Pastor, Josephat Gwajima, initiated a weekly programme titled ‘Our Leader’s Wisdom’ which hosts senior government officials or political leaders to discuss issues of national interest.

The programme was officially launched in Dar es Salaam yesterday by the Minister for East African Cooperation, Samuel Sitta, who spoke of foreseeing a new Tanzania with leaders inclined on ensuring that the country’s vast resources benefit the majority of Tanzanians.

They were accompanied by Members of Parliament Hilda Ngoye (Special Seat – Mbeya CCM), Anne Kilango (Same East – CCM), James Lembeli (Kahama – CCM), former Vunjo MP (CCM)  Aloyce Kimaro  and the recently elected Chairman of University Presidents’ Council, Paulo Makonda.

“Dr Mwakyembe has today stood in front of you and confirmed what had befallen him. There are people who intended to kill him by using poison. As poison gradually leaves the body though, it has already done damage to three layers of his skin and he also lost his hair but it is growing anew,” Sitta said.

He lashed out at greedy individuals who have amassed wealth and are causing many people to live in misery. “Some people are going through difficult times but there are selfish individuals who are oblivious to the suffering of others and instead they hatch devious plans against committed leaders,” he said.

Reading from the Bible, the book of prophet Habakkuk 1: 2 -4, Sitta said the wicked who use money and other spiteful strategies to suppress other people’s rights shall never prosper. He said available resources like minerals, wildlife, lakes, rivers, fertile land, crops and others must be shared by all instead of being appropriated by a few individuals.

Same East MP, Anne Kilango also called for the respect of constitutional rights and noted that she will fight for people’s rights because she was elected to serve and speak for the people of Tanzania.

By BILHAM KIMATI, Tanzania Daily News

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