Adansi Community Bank posted a profit before tax of GH¢31.3 million for the 2025 financial year, a 28.61 percent increase over the prior year, as its board declared a dividend of GH¢0.13 per share at its 36th Annual General Meeting (AGM).
The AGM, held at Fomena in the Adansi North District of the Ashanti Region, reviewed a year of broad-based growth across key financial indicators. Profit before tax rose from GH¢24.3 million in 2024 to GH¢31.3 million in 2025, representing a GH¢6.9 million improvement. The board proposed a total dividend payment of approximately GH¢8.9 million, which at the bank’s current share price of GH¢0.25 translates to a dividend return of 52 percent. The Bank of Ghana (BoG) granted exceptional approval for the payment.
Total assets grew 34.51 percent to GH¢560.5 million, while deposits rose 33 percent to GH¢493.9 million. Loans and advances expanded 40.57 percent to GH¢58.8 million and investment holdings reached GH¢417.4 million, up 32.89 percent. Stated capital surged 93.74 percent from GH¢5.9 million to GH¢11.2 million, and shareholders’ funds increased 66.36 percent over the same period.
Board Chairman Alexander Frimpong announced the results and disclosed that the bank had also successfully completed its name change from Adansi Rural Bank to Adansi Community Bank, in compliance with revised guidelines issued by the BoG under notice BG/GOV/SEC/2026/03. The directive, which applies across Ghana’s Specialised Deposit Taking Institution (SDI) sector, requires all rural banks to transition to the community bank designation and increase minimum stated capital from GH¢1 million to GH¢5 million. The bank registered the name change with the Office of the Registrar of Companies (ORC) ahead of the regulator’s deadline.
The ARB Apex Bank’s Kumasi Manager, Leonard Maasang, delivering an address on behalf of Acting Managing Director Curtis Brentuo, described the bank as one of the most profitable rural and community banks in Ghana and backed the board’s dividend proposal as reflective of the bank’s performance.
Chief Executive Officer Daniel Amponsah said the bank’s capital growth and consistent results demonstrated the confidence stakeholders place in its governance.
“A bank that is not only profitable but also deeply rooted in community impact,” he said, describing the bank’s investment proposition.
On Corporate Social Responsibility (CSR), the bank spent GH¢68,680 during the year under review supporting traditional councils, the Ghana Education Service (GES), the Ghana Police Service, government health facilities and Farmers’ Day celebrations, a 43.37 percent increase over the previous year’s CSR expenditure.
