Tag: credit risk
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Ghana’s Banking Sector Shows Divergent Recovery Paths Amid Credit Quality Challenges
Ghana's banking sector delivered mixed results in the first half of 2025, with leading institutions strengthening capital positions while others grapple with deteriorating loan...
Ghana Banking Sector Grapples with Rising Bad Loans Despite Stronger Buffers
Non-performing loans (NPLs) in Ghana’s banking sector climbed to 21.8% in 2024, up from 20.58% the previous year, driven by lingering macroeconomic strains and...
Ghana Embraces AI and Alternative Data to Revolutionize Credit Scoring
Ghana's financial sector is undergoing a transformation as lenders adopt artificial intelligence and alternative data to expand credit access.
Recent studies by the Cambridge Centre...
Bank of Ghana Tightens Rules on Bad Loans With New Draft Policy
Ghana's central bank has introduced stringent measures to tackle rising non-performing loans (NPLs) in its banking sector, setting a 10% NPL threshold for all...
Bayport Savings Posts Profit Growth Despite Credit Risk Surge
Bayport Savings and Loans PLC reported a 17.7% rise in pre-tax profit to GHS 38.7 million for 2024, up from GHS 32.9 million the...
