In many cases when a party responsible for injury to another, be it through direct carelessness or through neglect of their property, they may be willing to make an out-of-court settlement. Accident claims are often the only recourse the injured parties have of receiving sufficient monetary compensation to pay hospital and/ or repair expenses. But filing an injury claim can be a lengthy, complex process. Following certain guidelines can both reduce the length of the settlement time and increase the injured person’s chances of receiving compensation.

The first thing to do when seeking to file an accident claim is to compile as much information as early as possible, to ensure that it is accurate and can be used in a trial (and that, after all, is why statutes of limitations exist). In addition to the details on the accident itself— when and where it took place, who was involved, what the results were, and the licence numbers of the cars involved (if this was a road traffic accident)— this information should include witnesses to the event, their contact information, and when you contacted or were contacted by compensation claims lawyers and insurance people.

Medical records and the receipts for damage repair should also be provided.

Depending on how large the accident claim is, a lawyer should be hired. Such a person knows how insurance companies operate, and what constitutes fair compensation. The typical accident lawyer will talk through the details of the claim over the phone. They may also be able to help the client to receive compensation to which he was not even aware he was entitled.

For instance, they may know about compensation for nerve injury or the loss of a finger.

Many accident attorneys work in various speciality areas, including snow accidents, asbestos, child- involved accidents, work- related mishaps, medical negligence, sports injury claims, product liability, motorbike accidents, birth injuries, accidents that involve faulty equipment, bicycle mishaps, pedestrian claims, and holiday accidents. (The last category covers injuries suffered by British tourists abroad— in hotels, holiday transportation, and so on.)

If possible, a specialist in the appropriate area should be chosen. Such a specialist can give an injured party a fighting chance in court. The great majority of accident attorneys operate on a “no win, no fee” basis; in other words, if they do not win the case, the attorney will not require payment for his services. Being in an accident can result in much damage in addition to the actual incident itself. This includes time lost from school and work (and wages earned for that time, though companies may pay allowance for that) and psychological trauma. A good compensation attorney can help his clients recover what they need. 

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