Are you a salaried person and are you fed up of with your fixed and limited income? Is your salary not satisfying your monetary needs or your single salary doesn’t allow you to eliminate financial problems? Do you need to have additional external cash assistance? Then, come to loans for 12 months for feasible repayment scheme. With this loan, you can swiftly deal with unforeseen expenditures without getting trapped in hectic and tricky paperwork. So, without wasting much time apply for this loan.

This loan is completely unsecured and short term loan. This means that you don’t have to pledge collateral against the obtained funds. This feature makes the loan beneficial for non homeowners. Even, there is no restriction and any interference by the lenders on the usage of borrowed loan. You can make its use for any of your need such as paying for car repair bills, old debts, credit card dues, grocery expenses, traveling expenses, home rents and many more.

However, you are required to fulfill few eligibility criteria in order to grab this loan.

This includes:

•  You have to be dweller of UK

•  Need to be at least 18 years

•  Must be having a permanent source of income

•  And most important, you should be having a valid bank account

12 month loans for bad credit don’t include any credit check process. So, your poor credit records such as defaults, foreclosures, late and skipped payments, insolvency, IVA, CCJ’s, arrears, bankruptcy etc. are not a hurdle anymore in approval of the loan. Even, lenders never discriminate between good and bad credit holders.

As the name says, you will be given 12 months for making repayment of borrowed amount. This is a small amount loan so you can get up to £1500 for meeting your needs.
With the advances in technology, you can apply directly from your home. You need not to waste time in long queues. Faxing, formalities, application fees and no obligation is included in this loan. Once you get approval, amount will wired in your bank account.

Now, you don’t have to face any paperwork or time taking formalities as loans for 12 months are available for all borrowers.

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