Ghana’s government recapitalized the near-collapsed National Investment Bank (NIB), raising its capital adequacy ratio from -53.13% in 2024 to 23% by May 2025.
The Finance Ministry injected GH¢450 million cash, transferred GH¢500 million in Nestlé Ghana shares, and issued GH¢1.5 billion in bonds to salvage the institution.
The move preserved GH¢6.4 billion in deposits and 900 jobs. A restructuring plan includes listing NIB on the Ghana Stock Exchange and strengthening governance.
Minister Forson contrasted this with the previous administration’s GH¢30.3 billion “financial sector clean-up,” which left NIB insolvent. The bank now holds GH¢3.4 billion in paid-up capital and is declared “liquid and safe.”
