If you are an adult citizen of the United Kingdom, facing an unexpected financial trouble and in urgent need of short term loan, you can consider applying for 12 Month Loans. These short term loans can take care of your immediate monetary problem as you can get your loan sanctioned within few hours of applying. The long repayment duration of 12 month ensures that you do not come under pressure while repaying the loan.

These unsecured loans neither include any credit checks nor does it require pledging of any kind of security from your side. Loan seeker with poor credit records can also receive the desired loans irrespective of their credit scores good or bad. Even those with CCJ, arrears, defaults, late payments, insolvents etc.

are eligible for securing these loans. Moreover, a tenant or a non-home owner can also apply for these loans as they are not required to pledge collateral.

Eligibility criteria for securing these loans are that you should be a permanent resident of UK, above 18 years of age with regular source of income and also need to have a valid bank account.

Upon approval of 12 month loans bad credit, you are eligible to receive a quick loan amount varying from £100 to £1500 which you will have to repay within a span of fourteen to thirty days. The actual loan amount granted to you will however depend upon your repayment capacity.

The application process is very simple.

The while process from applying for loan till getting money into your bank account does not take more than a few hours. You need not go to banks or any other financial houses to avail these loans which are usually a time consuming, lengthy & complicated process. You can sit at home, visit website of lenders, fill an online application form, which hardly takes few minutes and submit. Once your form is approved, you will receive your loan within no time which will put an end to your financial woes.

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